Built for New Zealand — powered by Akahu open finance

Your complete financial life. Organised, protected, and always clear.

Rawa connects your NZ banks, KiwiSaver, investments, and insurance in one clear dashboard — so you always know where you stand, and the people you love are protected if you ever can't be there.

Used by NZ families to stay on top of their money — and protect what matters most.

Your net worth. Always up to date.
Your family. Protected with emergency access.
Your insurance. Never lost again.
The full picture, every day

Most Kiwis manage their money across five or more apps. Rawa pulls it all into one place — so you can see your real financial position every day, make better decisions, and know that if anything ever happens, the people you love won't be left in the dark. Clarity now. Protection always.

Emergency Access · For the moments that matter most

Your financial life, secured for the people you love

You use Rawa every day to track your money and stay on top of your finances. But you've also designated your partner as your trusted contact — so if something ever happens, they can request access. After 7 days, they receive a complete read-only view of everything: accounts, KiwiSaver, investments, insurance policies, and documents. Nothing can be moved. Everything is visible. You set it up once, and it works quietly in the background.

Set up in minutes. Works for couples, families, sole traders, and anyone working with a solicitor or estate planner.

  • Configurable waiting period (default 7 days) — you retain control
  • Access expires automatically after 30 days
  • Full audit log of every action
  • Immediate grant option if you choose
  • All access is read-only — no one can move your money

Emergency Access Granted

Read-only · Expires in 28 days · example data

Personal Will
Encrypted
Net WorthNZ$284,500
ANZ SavingsNZ$42,100
KiwiSaver (Westpac)NZ$98,200
Sharesies PortfolioNZ$31,400
Insurance Policies6 active policies
Documents3 documents · 1 encrypted

All activity logged · Account holder notified · example data

Encrypted Document Vault

Encrypted in your browser · we can't read it

Estate Passwords & Accounts.pdf
Encrypted
My Will — 2026.pdf
Standard
Life Insurance Policy.pdf
Standard
Property Title — Te Mata.pdf
Encrypted

Server stores only ciphertext · passphrase never transmitted · example data

Encrypted Document Vault · Feature #2 — Your secure filing cabinet

Privacy by design. Zero knowledge document storage.

Stop emailing yourself PDFs and losing policy documents in a downloads folder. Rawa gives you a secure, organised place to store the documents that actually matter — wills, property titles, insurance policies, passwords — encrypted in your browser before they ever reach our servers. Day-to-day it's a filing cabinet. In a crisis, it's a lifeline.

We never see your documents. Not even if someone asks us to. Your key never leaves your device.

  • Encrypted in your browser before upload — we only store ciphertext
  • Your passphrase never leaves your device
  • Recovery hint stored separately for your trusted contact
  • Trusted contacts can decrypt and download during emergency access
Insurance Module · Feature #3 — Know what you're paying for

Never lose track of what you're covered for

Most NZ households spend $5,000–$10,000 a year on insurance. Most couldn't tell you their renewal dates, policy numbers, or exactly what they're covered for. Upload your PDFs and Rawa's AI extracts everything automatically — insurer, policy number, coverage details, premiums, and expiry dates. Get renewal reminders before policies lapse, spot coverage gaps, and know your trusted contact can find every active policy if they ever need to.

  • Auto-extract from policy PDFs using AI
  • Track house, contents, vehicle, life, and health policies
  • Renewal date alerts before policies expire
  • Identify coverage gaps across your policies
  • Visible to your trusted contact during emergency access

Insurance Policies

6 active · 2 expiring within 60 days · example data

House & Contents

AA Insurance

NZ$2,840/yr

Active

Vehicle — Toyota Hilux

AMI

NZ$1,240/yr

Active

Life Insurance

Partners Life

NZ$3,100/yr

Expiring

Health Insurance

Southern Cross

NZ$1,890/yr

Active

Your daily financial command centre.

Beyond protection, Rawa is the dashboard you open every week to see how your money is growing. Connect your NZ banks, KiwiSaver, shares, and crypto in one place — updated daily, clearly visualised, always accurate.

Accounts & Banking

  • Real-time balances via Akahu
  • ANZ, Westpac, American Express
  • Business / personal separation
  • Transaction history

Investments & KiwiSaver

  • Sharesies portfolio tracking
  • Simplicity & KiwiSaver
  • Easy Crypto holdings via CSV
  • Performance charts with history

Net Worth Tracking

  • See your true net worth across every asset class
  • Daily snapshots for historical tracking
  • Wealth growth visualised over months and years
  • Business and personal separated automatically

Everything you need. Nothing you don't.

Rawa is your everyday financial dashboard and your family's safety net — built specifically for New Zealand, powered by open banking.

Emergency Access

Designate a trusted contact for emergency read-only access to your full financial picture. Set it up once — it works quietly in the background.

e.g. Your partner receives a full financial snapshot after a 7-day waiting window.

Encrypted Document Vault

Upload sensitive documents encrypted in your browser before they reach our servers. We store only ciphertext — we can't read it, and neither can anyone else unless you choose.

e.g. Your will, password list, and property title. Encrypted. Only you hold the key.

Insurance Policy Vault

Upload your policy PDFs and let AI extract all the details automatically. Insurer, policy number, coverage, premiums, and renewal dates — never lost again.

e.g. House, contents, vehicle, and life policies — expiry dates tracked automatically.

NZ Bank Aggregation

Connect ANZ, Westpac, American Express and more through the Akahu open finance API. Real-time balances and transactions in one place.

e.g. See all your accounts, balances, and recent transactions — one dashboard, updated daily.

Investment Portfolio

Track Sharesies, Simplicity, and your KiwiSaver alongside bank accounts. Full net worth in a single chart.

e.g. NZ$142,400 across KiwiSaver, shares, and savings — updated daily.

Performance History

Daily snapshots build your wealth history. See exactly how your net worth has grown — by week, month, or year — across every asset class.

e.g. Net worth up 14% this year — visualised across every asset class.

Crypto Tracking

Import your Easy Crypto holdings via CSV. Combined with your traditional investments for a complete wealth picture.

e.g. BTC, ETH, and NZD holdings in your total net worth calculation.

Business / Personal Split

Separate your business accounts from personal finances with a single toggle. GST-liable assets excluded from personal net worth automatically.

e.g. Personal net worth excludes GST-liable business assets automatically.

Works with your NZ financial institutions

ANZASBBNZCo-operative BankHeartland BankKiwibankNZHLRabobankSBS BankTSBWestpacAmerican ExpressLatitude / Gem VisaWiseBoosterFisher FundsGenerateHatchKernel WealthMilfordPie FundsSharesiesSharesightSimplicityStakeSuperLifeEasy Crypto

Bank connections powered by Akahu — New Zealand's open finance API

Start seeing your full financial picture today.

Join NZ families who use Rawa every day to track their money, manage their insurance, and make sure the people they love are protected. Free to get started — no credit card required.

  • Connect your NZ banks, KiwiSaver, and investments in minutes
  • Track your real net worth across every asset class
  • Secure your insurance policies and important documents
  • Set up emergency access for the people you love — free to start

Built for New Zealand

Rawa — wealth, resources, property (te reo Māori) — built for New Zealand families.

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